ONRates.ca · Ontario Mortgage Rates

Today’s lowest mortgage rates in Ontario, compared across banks and lenders and updated daily. Free access.

Pages

Affordability Calculator — See the maximum home price you can qualify for in Ontario, with today’s stress test built in.
Payment Calculator — Work out your monthly mortgage payment with Canadian semi-annual compounding and the stress test.
Land Transfer Tax — Ontario and Toronto land transfer tax, including first-time buyer rebates.
Renewal Analyzer — Compare your renewal offer against today’s rates before you sign.
Refinance Analyzer — See what refinancing could save you or how much equity you can access.
Variable Vs Fixed — Compare fixed and variable mortgage costs side by side.
Readiness Score — Get your mortgage readiness score in a few minutes.
Rate Watch — Today’s best mortgage rates in Ontario, O.A.C. Compared across every lender we work with.
AI Copilot — Get quick answers to Ontario mortgage questions.
Apply — Start your mortgage pre-approval with Estate Mortgage Group. Free, with no obligation.
About — Anthony Krasno, Mortgage Broker (Principal Broker), Estate Mortgage Group, FSRA Brokerage Licence #13425.
Contact — Call, text or email Anthony Krasno at 647-575-2005. Working virtually across Ontario.
Privacy — How Estate Mortgage Group collects, uses and protects your information.
Disclosure — Licensing, rate and fee disclosures for Estate Mortgage Group, FSRA Brokerage Licence #13425.